Klaus Schwab sings "Be Happy" - Parody




"We are grateful to the Washington Post, The New York Times, Time Magazine and other great publications whose directors have attended our meetings and respected their promises of discretion for almost 40 years. It would have been impossible for us to develop our plan for the world if we had been subjected to the lights of publicity during those years. But the world is now more sophisticated and prepared to march towards a world government. The supra-national soveriegnty of an intellectual elite and world bankers is surely preferable to the auto-determination practiced in past centuries."

David Rockefeller
Council on Foreign Relations
June 1991



"The drive of the Rockefellers and their allies is to create a one-world government combining supercapitalism and Communism under the same tent, all under their control. Do I mean a conspiracy? Yes, I do. I am convinced there is such a plot, international in scope, generations old in planning, incredibly evil in intent."

Larry P. McDonald
US Congressman
Died on Korean Flight 007 - 1983



"The so-called "pandemic" was a beta test - conducted by unelected globalists - to see how easy it would be to seize totalitarian control, under the pretext of a global "emergency." The goal, ultimately, is to transform our free and democratic societies into totalitarian societies. Their goal is to strip each and every one of us of our fundamental rights, of freedom, democracy, the rule of law. They want to get rid of all of this."

Christine Anderson
German Member of EU Parliament

FALSIFIED FINANCIAL STATEMENTS ARE A THREAT TO THE CAPITALIST SYSTEM.

When state chartered financial institutions are allowed to issue annual statements that have made up numbers on the Summary Page it is a threat to all of society.

I will pay $25,000 to the first person (or any person) who can show I am wrong about receiving a fraudulent account statement.

Of concern is a a bank managed financial account (credit shelter trust) established by our father's will upon his accidental death in 1974.



Ben Martin Sr.
WWII / Korean War Veteran
Died 1974 after receiving fraululent altimeter reading from FAA control tower.
Ensuing court action set legal precedent.

Martin v. United States, 448 F. Supp. 855 (E.D. Ark. 1977)

The fact that Wells Fargo is set to be the Executor for our mother's estate is a testament to her vulnerability. The RBC/Wells Fargo financial adviser (Mike Neff) who is connected to the RBC Fraudulent Statements is the new "Relationship Manager" at Wells Fargo. Mr. Neff is the person who convinced our mother to move the account to Wells Fargo once the fraud at RBC was discovered. The apparent failure of our mother's attorney, Tim Flanagan, to properly inform our mother about the fraudulent nature of these statments leaves us wondering if he is an accomplice/accessory to white collar crime. If our mother was properly informed it is hard to imagine she would do any futher business with RBC/Wells Fargo Executive Mike Neff. Reportedly Tim Flanagan assited with the transfer to Well Fargo.

Estate planning documents prepared for our mother by Tim Flanagan give tremendous business advantage to the "bank." It as if Mr. Flanagan had some special relationship with RBC. Mike Neff met with Mr. Flanagan and our mother to "assist" with the preparation of those documents.

Our mother has been observed signing extremely important documentation without reading it. She got married at the age of 19, never worked outside of the home, and has no social security earnings. She relies greatly on those who have gained her trust. She was unaware that conflicts of interest had been authorized in the documents prepared by Mr. Flanagan. At a 2010 arbitration involving our father's trust she readily signed a settlement offer that inlcuded stipulations for any breach of confidentiality without reviewing the document. The confidentiality appealed to her. She didn't want anyone talking about her mistake. Old people can be funny like that.

NON-EXISTENT FUNDS ARE INCLUDED AS PART OF THE ACCOUNT VALUE.

A map showing the flow of principal and income was prepared. This revealed several imbalances and the fact that non-existent funds are used to bolster the account's reported end of the year value. The Summary Page indicates $336,963.14 is the annual income but it is a made up number that is less than half of what is obtained by adding up income receipts.

The 6 numbers added together to obtain a false Market Value of $7,248,392.09 can be found in pages 5-10 of the annual statement. Page 3 is the Summary Page.

Fraud Snapshot - Market Value Summation Uses Bogus Number - 6 Numbers added together.

2014 RBC Annual Statement

For online viewing the annual statement can be rotated counterclockwise using Adobe controls. (If you have any trouble viewing any of the linked files try using Chrome or IE as your browser. Certain versions of Mozilla require you to save the file to your computer using the Mozilla control for downloads after you click on the link. My contact info is at the bottom of the page if you have trouble accessing any file.)

Email correspondence from RBC trust officer Ann Balback, who worked under the direction of Thomas S. Davidson, later identified the annual income to be $143,453.37. Add up the income receipts (pages 17-40) and you will get a figure close to $150K. But either way, there is no plausible explanation for the number $336,963.14 indicated as annual income on the Summary Page. It is hard to imagine that Ann Balback did not recognize the 2014 Annual Statement as being false. In a better world Trust Officers who present falsified account statements would be jailed along with the upper management personnel who are responsible.

RBC Trust Officer Ann Balback states 2014 Annual Income is $143,453.37

Sum of Income Receipts Pages 17 - 40 shows Annual Income was $150,143.10

It is a "simple" trust. All income must be paid out each quarter to our mom. On December 31 of each year the Market Value of the account will be the account principal plus the 4th quarter income that is yet to be distributed. Including Annual Income as part of the Market Value is fraudulent. The number presented as Annual Income ($336,963.14) is fraudulent itself. The actual annual income is not stated anywhere in the statement.

RBC stated the end of year principal to be $7,204,709.04. That is impossible. A CPA prepared compliation report later specified a lower principal value of $6,914,483 but gave no guarantee of accuracy. When one maps the flow of principal and income numerous imbalances are observed.

RBC Email states Principal to be $7,204,709.04

RBC/Wells Fargo Executive Mike Neff states nothing is false and the accounting is accurate.

Email from Mike Neff stating accounting is accurate

EMBEZZLEMENT IS INDICATED.

There is a cash deduction of $329,525.23 shown on page 7. There is no description of where that money went or how it was used. The explanation offered by RBC is that it represents transfers "within" the account. But if that is the case why is $329,525.23 deducted from the value of the account????? Another observation is that the account had essentially no gain in value during an incredible inflationary boom corresponding to the time it was managed by RBC (2009 to 2016 approximately.) All the beneficiary disbursements orginated from a "Portfolio" labled as "Principal." And then there is the consideration that no RBC personnel, past or present, have admitted to the fraudulent nature of these statements.

RBC claims cash deduction of $329,525.23 from Account Value represents internal transfers between portfolios. Huh?

Flowchart of Principal and Income showing all beneficiary disbursements originated from Principal

Once problems with the RBC statements became apparent RBC executive Michael Neff used his influence to get our mother to name Wells Fargo as the trustee and he became employed by Wells Fargo. I was subsequently notified by Wells Fargo that I should not expect Mr. Neff to answer any questions about the RBC statements. Our mother has placed her complete and total trust in Mr. Neff.

WAS GUNSTER / WELLS FARGO ATTORNEY JOHN P. COLE SKIMMING A DEAD VETERAN'S FINANCIAL ACCOUNT?

Gunster Law is a firm that does white collar criminal defense for Wells Fargo and other Federal Reserve Member Banks. After the account arrived at Wells Fargo Gunster attorney John P. Cole started billing the account for services that appear to be completely contrived. Apparently Wells Fargo encourages this because Gunster Law is a big campaign contributor to politicians involved in the regulation of the financial services industry. They donate to both Democrats and Republicans.

In 2007 former LPL advisor Michael McCranie gained influence over our mother and persuaded her to move the account to LPL. Mr. McCranie did this in secret. No notice of change in trustee was given to the remainder beneficiaries as required by Florida Law. Mr. McCranie then engaged in illegal conflicts of interest by buying $4 Million of commission based products from himself. Deception, misrepresentation, lack of disclosure and a vulnerable senior citizen were involved. Mr. McCranie is understood to currently work for an Ameriprise Financial Servcies office (Florida Wealth Planning Group) located in Palm Coast Florida. Apparently the "incident" recorded on Mr. McCranie's FINRA record was recently expunged. There was an arbitration. LPL made a settlement offer that prevented our senior citizen mother from discussing the incident.

In 2017 Mr Cole billed the account for services related to a "situs" change. Supposedly Mr. Cole took steps to change the "situs" from Ohio to Florida, but the situs was never moved to Ohio from Florida in the first place. Was Mr. Cole skimming? It seems clear that he was.

According to what is understood...... The trust agreement allows the trustee to change the situs but is silent on the process. Florida Statute 737.305 would have governed any situs change procedure. The situs was supposedly changed to Ohio on 03/06/2007 according to a document of questionable origin, provided by Gunster. Yet, in order to change situs, Statute 737.305 requires the action of a court where the views of the adult beneficiaries are given weight. Nothing like that happened. The remainder beneficiaries would have certainly objected to a proposed situs change.

Document provided by Gunster - See Page 2

What Gunster attorney John P. Cole probably did not know is that RBC, the successor to LPL, reassured us the situs was Florida in 2008 via email. (Note: RBC bought JB Hanauer in 2007) The irony is petty shoplifters often go to jail. But what about a bank connected attorney who skims an account at the rate of $385/hr for several hours?

RBC 2008 email stating situs is Florida.

Trust Agreement - Ben Martin Irrevocable Trust


Ben Martin, PE
Florida Registration # 45310
benjy.martin@yahoo.com
760 613 9798